When it is time to make insurance decisions, choices are crucial and can have a large impact on not only financial future of the one insured, but the futures of their loved ones.

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Life Insurance

Choosing between different plans such as term versus whole life insurance can be a difficult decision, which is why we are here to provide assistance.

Benefits of Term Life Insurance

  • These plans are more inexpensive
  • Ideal for those who are looking for coverage for a shorter time frame

Benefits of Whole Life Insurance

  • Premiums will continue to stay consistent
  • Life insurance will never end as long as premiums are paid

Once we gather all of the necessary information as we get to know the individual personally, we will be able to guide them toward making the best decision possible for the future.

Long-Term Care

Long-term care is different from traditional health insurances as it is meant to cover the daily costs of services such as:

  • Assisted eating
  • Assisted dressing
  • Assisted bathing
  • And more

The price of this insurance will vary based on multiple factors, such as age, amount of days, and extra benefits. We will be able to recommend if the insurance is a fit for the individual, and if it is, the next step will be determining which plan is best.  

Disability Income Insurance

Disability income insurance will provide protection for those who are unable to work due to a disability stemming from an injury or illness. It will pay a portion of regular income and will take care of what Workers’ Compensation does not. By examining financial goals and other factors, we will be able to determine if this type of insurance is something that would be worth pursuing.

Looking for Assistance with Your Insurance Options?

The decisions you make for your insurance should not be taken lightly as every person is unique. Not every insurance plan is going to work well for everyone. If you feel you need some assistance with choosing from your insurance options, please contact us today to schedule a meeting.

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Think you’re ready to take the next step?

If you’d like to hear more information about any of our products or services, schedule a meeting today or register to attend a seminar.